Business Mortgages

Business Mortgages

The Money Centre has partnered with a number of the country's leading lenders to offer a competitive portfolio of business mortgages. If you are an owner-occupier looking to purchase or refinance a commercial property (industrial, retail, office, etc), we are confident that we can find the right product to suit your needs. Our typical business mortgage terms are as follows:

Loan Amount: Minimum borrowing £100,000 with no maximum

Loan to Value : Up to 80% of the market value

Loan Term: Anything up to 25 years

Interest Rates: Variable rates are typically set between 1% and 3% above the Bank of England's Base Rate or LIBOR. Fixed business mortgages are also available.

Repayments: You will be required to make regular payments on both interest and capital. Repayment holidays can be arranged during the first two years on certain products.

Lender's Costs: Most of our lenders charge a 1% arrangement fee when the loan is formally accepted. The fee can usually be added to the total loan amount.

Broker's Costs: Our standard fee is 1% of the loan

Additional Costs: Borrowers must cover all valuation and legal expenses

For a business mortgage quote fill-in our simple online application form.

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