Investment Mortgages

Investment Mortgages

The Money Centre has teamed up with some of the country's foremost lenders to develop a specialist portfolio of investment mortgages. Our products are designed for purchasing or refinancing commercial or semi-commercial properties for commercial letting. Our typical investment mortgage terms are as follows:

Loan Amount: Minimum borrowing £100,000, with no maximum

Loan to Value : Up to 75% of the current market value

Loan Term: Anything up to 25 years

Interest Rates: Variable or fixed. Variable rates are typically set between 1.5% and 3% above LIBOR or the Bank of England's base rate.

Repayments: Borrowers must make regular repayments on capital and interest. Certain products have an interest only option covering part of the mortgage

Lender's Costs: Most lenders charge an arrangement fee of 1% to be paid on acceptance of the mortgage offer. This charge can generally be added to the loan amount.

Broker's Costs: Our standard fee is 1%

Additional Costs: Borrowers must cover all legal expenses and valuation costs

For a competitive investment mortgage quote fill-in our online application form

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